A two-year-old boy is in intensive care in hospital after falling about 13 metres from a unit block window and landing on concrete in Sydney’s north-west.

Professional indemnity (PI) insurance is a must in Australia’s increasingly litigious society. But how many industry professionals really know how their policy works? One Queensland-based principal discovered, to their cost, that they didn’t.

A family was lucky not to have suffered more serious injuries when the balcony they were eating dinner on gave way and they plunged up to six metres onto concrete on Sydney’s lower north shore, their rescuers say.

The death of a baby, who fell from her father’s arms when his foot went through a rotten verandah, has prompted a coroner to recommend an overhaul of the rental industry.